The Fifth Circuit today tossed two kinds of insurance coverage cases arising from hurricanes in 2005.  One involved damage to refrigerators and freezers from post-storm putrefaction of their contents.  Arias-Benn v. State Farm Fire & Cas. Ins. Co., No. 06-30771 (5th Cir. Aug. 6, 2007).   The other dealt with exclusion of "flood" damage from homeowner policies.  Chauvin v. State Farm Fire & Cas. Co., No. 06-30946 (5th Cir. Aug. 6, 2007).

The twin decisions accord with another one by the same court last week.

Barry Barnett

Feedicon14x14 We don’t need no stinkin’ insurance.