Your lawyer writes to a Las Vegas casino — The Venetian, say.  In his letter he asks "that all credit lines established by [or for you] immediately be terminated and that no further credit be extended to [you] under any circumstances."

Seems you may have some kind of gambling problem?

Seven months later find you

California law favors class actions.  So much so that Golden State courts have struck down class-action bans that show up in consumer contracts whether they apply to lawsuits, Discover Bank v. Superior Court of Los Angeles, 113 P.2d 1100 (Cal. 2005), or arbitration cases, America Online v. Superior Court, 108 Cal. Rptr. 2d 699

The wacky world of litigating arbitration issues keeps getting wackier.

Witness today's Ninth Circuit ruling that, no, by golly, a party needn't include in its complaint an explanation of why it doesn't have to arbitrate. 

The defendant, Fastbucks, which franchises "payday loan" stores in California and elsewhere, including its home state, Texas, urged that Golden